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Creative CFO Launches New Investment Vehicle to Back High-Growth Small and Medium-Sized Business in South Africa

Creative CFO Launches New Investment Vehicle to Back High-Growth Small and Medium-Sized Business in South Africa

by Creative CFO November 03, 2022

Creative CFO recently launched Creative Growth Capital, its very own investment vehicle to meet the high demand for flexible funding solutions that are better geared toward SME business models. Creative CFO has coupled its longstanding expertise in working with SMEs with making flexible investment capital available to SMEs to unlock sustainable growth opportunities and consequently create a positive and measurable impact in more communities in South Africa. Read more here.
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European vs South African Valuations - A Triple Edged Sword

European vs South African Valuations - A Triple Edged Sword

by Craig Kirsten August 31, 2022

‌Our investment team recently performed a valuation exercise for a client who intends to swap shares in a successful South African application software company for those of a similar company in the Netherlands. While these companies operate in the same industry, they found the comparative valuations vastly different. Read more to find out about the 3 factors that had the greatest impact on the valuation.

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Investment Advisory Services e-Brochure

Investment Advisory Services e-Brochure

by Creative CFO June 08, 2022

Creative CFO has a specialist team of investment and corporate finance professionals that have designed investment advisory services specifically for the benefit of SMEs. Read through our e-Brochure to find out how we can help your business grow.
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Image credit: Photo by SpaceX on Unsplash

Financial Modelling for Business Lift Off

by Craig Kirsten November 04, 2021

The first step in developing an effective Financial Model is to apprehend the environment in which a business operates and to identify inputs that will impact its performance. At Creative CFO, we have prepared Financial Models for companies like Wingu Academy, BancX, and Automata; all three of which are exciting, high-growth companies but operate in significantly different business environments. Learn more about our steps of creating an effective Financial Model and how our investment team can get your business ready for lift-off.
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Financial Due Diligence in a post-Covid world

Financial Due Diligence in a post-Covid world

by Kate Bohm July 02, 2021

With market stability returning in what we are tentatively calling the ‘post-Covid era’, FDD’s focus has changed and there are new factors to consider in a business environment that is fundamentally different.  This piece covers the basics of FDD's and the shifts experienced. Read more here.
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The Melting Ice Cube Series - Part 2: A Brief History of Money

The Melting Ice Cube Series - Part 2: A Brief History of Money

by Ronald Stevens May 10, 2021

This series is primarily concerned with the question "What is money?" It’s necessary that we at least have a general historical perspective of humanity’s relationship with money.  We weren't always using rands and dollars. Money, just like technology, language and life itself, evolves. This blog looks at the traits of sound money, the birth of inflation, what happened in 1971 and where we go from here.

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Birkenstock’s Billions: Getting Comfortable with Business Valuations

Birkenstock’s Billions: Getting Comfortable with Business Valuations

by Craig Kirsten March 05, 2021

While most can only dream of selling their business for billions of Euros, it is important to know how one goes about valuing a business, no matter what the size.  At Creative CFO we love to see the SMEs of this world become the Birkenstocks. Get in touch and let us help you out with the first step.
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The Melting Ice Cube Series - Part 1 - Holding Cash: A Melting Ice Cube

The Melting Ice Cube Series - Part 1 - Holding Cash: A Melting Ice Cube

by Ronald Stevens February 16, 2021

Money is a technology. It has evolved over millennia to facilitate exchanges of value between people, and to store that value over long periods of time to be used as and when the holder of that money sees fit. We’ve seen various iterations and manifestations of money over the years: shells, precious stones, glass beads, gold, and, most recently, government-issued “fiat” currency.

The Melting Ice Cube Series will attempt to explore the intricacies of the phenomenon of the loss of purchasing power of fiat currency during the first quarter of 2021, at a time when awareness of these larger global economic forces is more essential than ever before. Let's start our journey of inquiry together.

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Understanding Key Performance Indicators

Understanding Key Performance Indicators

by Ronald Stevens January 04, 2021

Key Performance Indicators do just what they say on the box; they indicate how well your business is performing in key areas. If we liken a business to a vehicle, KPIs are the dashboard. They can answer questions such as: How fast are we going? How much fuel is in the tank? Should we change gears? Just as you would check your car’s dashboard while you drive, so you should also keep an eye on your KPIs as a business.

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Understanding and achieving a healthy cash flow [Part 4/4]

by Genna-Lee Clark November 02, 2020

It is common for one to go straight to the balance sheet to see what the bank balance was at month end, however, it does not necessarily tell you how it came in or went out during the month.  Cash is the heartbeat of a business. A business requires cash to be able to pay its suppliers, vendors and employees, to be able to invest back into your own business so that you can grow.  The cash flow statement is the final article in our management report series.   

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An explanation of the balance sheet for business owners [Part 3/4]

An explanation of the balance sheet for business owners [Part 3/4]

by Liesl Roos October 19, 2020

The balance sheet forms part of the management report pack that Creative CFO produces. Often, the balance sheet can be quite challenging to understand, so we have made it our mission to make it visually understandable. Every business owner wants to know that their balance sheet is looking good. But what exactly does this mean? Read part 3 of our 4 part series on management reports to find out.

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A business owner’s guide to understanding and working with the profit and loss statement [Part 2/4]

A business owner’s guide to understanding and working with the profit and loss statement [Part 2/4]

by Suzaan du Toit and Ronald Stevens October 12, 2020

The profit and loss statement  (or P&L in accounting jargon) is arguably the central management statement for most SMEs, recording the majority of operational activities over any period of time, usually monthly. Ranging from the total revenue received to all the expenses incurred by the business over the period, the P&L is a treasure trove of information for any business owner. In part 2 of our 4 part series on management reports, we delve deeper into the profit and loss statement to find out why it is,  undoubtedly, an essential statement for any business owner. 

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